Agribusiness Credit Officer or Agribusiness Senior Credit Officer

Willing to consider other office locations for the right candidate

MAJOR RESPONSIBILITIES

Provide input and assist as a resource in the analysis, structuring, and pricing of large commercial agribusiness credits. Analysis includes historic year-end trends, pro-forma analysis of specific transactions, and detailed projection and business plan modeling. 
Approve and price loans within delegated authority, recommend action upon requests above delegated authorities, and assure that all credit decisions fall within delegated authorities.
Must be able to identify trends, risks, and appropriate mitigators.      
Be a key resource in the following areas: identify market potential, develop and implement marketing and business development plans, solicit and obtain sound commercial loan credits for direct loans, participations, syndications, leases, referrals and financial services.
Assist in maintain ongoing relationship with customers and adequately complete the intensive servicing and monitoring of each credit.  Ensure compliance with policies, procedures and regulations including portfolio and eligibility restrictions and legal file documentation.  Monitor loans for compliance to loan covenants.
As a member of the AgCountry team, perform all duties and maintain all standards in accordance with AgCountry policies, procedures and guidelines. 
Represent the values, purpose, and mission of AgCountry to employees, customers, the public, and other target audiences.

REQUIRED KNOWLEDGE & EXPERIENCE
Bachelor’s degree in business, economics, finance, accounting or related field and/or experience equivalent to a bachelor’s degree.
Sound communication, negotiating, problem solving, and administrative skills.
Knowledge and understanding of analysis software tools, excel modeling, word processing, assigned industries, and loan and legal documentation.
To apply, please submit your resume within AgCountry University. 
If you have questions, please contact Heather Folmer.

Check out these amazing benefits you’ll get as an AgCountry employee:
Family friendly work environment 
A company focus on employee development, career growth, and education 
New employees start with 3 weeks of vacation per year (increases over time)
All employees earn 15 days of sick leave per year
Time off also includes 12.5 paid company holidays
We’re proud of our industry leading 401k employer contribution up to 9% (3% fixed, 6% matching)
4 weeks paid FMLA leave (includes parental leave)
Annual bonus pay opportunity 
Company paid disability and life insurance 
Paid volunteer time
Employer paid logo clothing program
Fitness reimbursement
Employee wellness programs
 
Closing Date: December 11th, 2022 7 PM CT

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

EMPLOYEE REFERRAL PROGRAM: Employees are encouraged to refer qualified candidates to the HR department. If hired, employees will receive a $1000 referral bonus after the candidate has 3 months of service with AgCountry. For more details, please see the Employment Guide or ask a member of HR.